There are many online photo editor and most of them are quite good with extensive amount of tools, but when it come to adding text to photos especially on android you can only edit or add text there really isn’t a tool that will do both. So here are some of the finding:

Start with mobile (android) Paper Artist the result as follow:

Paper Artist using Epic on and added a frame and text

 

For normal online editor there are Flickr

with Flickr – added contrast, sharpness and text

 

 

 

 

 

 

InfanView:

with InfanView added frame, 3D effect and rain drop + text

 

 

 

 

 

 

 

 

 

Picasa:

with Picasa added Lomo-ish, highlight and text